Wangkun Jia via Shutterstock
Walk through Boston today, and you’ll see a tale of two cities unfolding. On one side, sleek biotech labs are rising in Kendall Square, venture-backed startups are in Seaport co-working spaces, and university campuses are pulsing with young energy. On the other hand, shuttered office buildings are downtown, families are moving to the suburbs or […]
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RozenskiP Via Sutterstock
On May 7, 2025, the Federal Reserve announced it would maintain the federal funds rate at its current target range of 4.25% to 4.50%, marking the third consecutive meeting without a rate change. This decision reflects the Fed’s cautious approach amid increasing economic uncertainties, particularly those stemming from recent trade policies. Reasons Behind the Fed’s […]
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The Conference Board 2025
This week, the Consumer Confidence Index (CCI) fell sharply, dropping to its lowest level since mid-2020. According to The Conference Board, the index came in at 86.0 for April, down from 93.9 in March. That’s a big warning sign—not just for retail and job markets but potentially for residential real estate, too. What Is the […]
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CNBC
Published April 16, 2025 – 3‑min read 1. 60‑second recap 2. Knee‑jerk market reaction Metric Pre‑speech 30-minute afternoon 2‑yr Treasury yield 4.46 % 4.34 % −12 bp* 10‑yr Treasury yield 4.32 % 4.29 % −4 bp Fed‑funds futures 45 % odds of Sept cut 60 % +15 ppt *Two-year move is a composite of live data feeds, 10-year & futures numbers from Reuters. Reuters 3. Why bond […]
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Miha Creative via Shutterstock
The real estate markets in Boston and Cape Cod are no strangers to seasonal trends and shifting demand. But in 2025, it’s not just the weather driving change—it’s the volatility in interest rates. As the Federal Reserve grapples with inflation and broader economic uncertainty, mortgage rates continue to fluctuate, reshaping buyer behavior, pricing power, and […]
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T. Schneider via Shutterstock
Today, March 19, 2025, the Federal Reserve announced it will maintain the federal funds rate within the 4.25% to 4.5% range. This decision reflects the Fed’s cautious approach amidst ongoing economic uncertainties, including recent tariff implementations and fluctuating inflation rates. Implications for Mortgage Rates While the Federal Reserve does not directly set mortgage rates, […]
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Shutterstock
As we approach the Federal Reserve’s upcoming meeting on March 18-19, 2025, the central question on many minds is whether the Fed will adjust its current interest rate range of 4.25% to 4.50%. This decision holds significant implications for various sectors, notably the housing market and mortgage rates. Current Economic Landscape Recent economic indicators present […]
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Andrii Yalanskyi via Shutterstock
The U.S. housing market has been on a rollercoaster ride over the past few years, driven by soaring home prices, record-low interest rates during the pandemic, and a sudden affordability crunch as mortgage rates surged. As mortgage rates show signs of declining, many are wondering: Will the market heat up again, or is a cooling-off […]
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Maxx-Studio via Shutterstock
The Federal Reserve (Fed) has outlined its 2025 meeting schedule, providing insights into potential monetary policy decisions and interest rate adjustments. The Federal Open Market Committee (FOMC), responsible for setting the federal funds rate, has eight scheduled meetings this year: As of January 2025, the federal funds rate stands at a target range of 4.25% […]
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Sutthiphong Chandaeng via Shutterstock
If you’ve been focusing on the mortgage market lately, you’ll know just how topsy-turvy it’s become. One day, rates are inching down amid hopes of Federal Reserve interest rate cuts. The following signs of stubborn inflation keep borrowing costs stubbornly high. The latest inflation data—published just this morning—has only complicated the picture further, leaving homebuyers, […]
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