Today, March 19, 2025, the Federal Reserve announced it will maintain the federal funds rate within the 4.25% to 4.5% range. This decision reflects the Fed’s cautious approach amidst ongoing economic uncertainties, including recent tariff implementations and fluctuating inflation rates. Implications for Mortgage Rates While the Federal Reserve does not directly set mortgage rates, […]
As we approach the Federal Reserve’s upcoming meeting on March 18-19, 2025, the central question on many minds is whether the Fed will adjust its current interest rate range of 4.25% to 4.50%. This decision holds significant implications for various sectors, notably the housing market and mortgage rates. Current Economic Landscape Recent economic indicators present […]
Cape Cod’s spring season has charming festivals, outdoor celebrations, and cultural events. Here are ten must-attend spring events in Cape Cod for 2025: Spring on Cape Cod offers a perfect blend of traditional festivals, outdoor activities, and food-focused events. Whether you’re interested in maritime history, delicious seafood, or spring flowers in bloom, these events make […]
The U.S. housing market has been on a rollercoaster ride over the past few years, driven by soaring home prices, record-low interest rates during the pandemic, and a sudden affordability crunch as mortgage rates surged. As mortgage rates show signs of declining, many are wondering: Will the market heat up again, or is a cooling-off […]
Massachusetts is making it easier for homeowners to add accessory dwelling units (ADUs) to their properties, thanks to new legislation under 760 CMR 71.00. This regulation, part of the Massachusetts Affordable Homes Act, aims to address the state’s housing shortage by encouraging the development of ADUs. Here’s what you need to know about your rights […]
According to Cape Cod & Islands Association of Realtors, the marketplace for Cape Cod residential properties, here’s what happened in December 2024 vs January 2025: The Number of SOLD listings decreased 22% to 183 properties with a top sale of $7 million at 265 Sea View Avenue in Barnstable. The Average Sales Price decreased 9% […]
The Federal Reserve (Fed) has outlined its 2025 meeting schedule, providing insights into potential monetary policy decisions and interest rate adjustments. The Federal Open Market Committee (FOMC), responsible for setting the federal funds rate, has eight scheduled meetings this year: As of January 2025, the federal funds rate stands at a target range of 4.25% […]
If you’ve been focusing on the mortgage market lately, you’ll know just how topsy-turvy it’s become. One day, rates are inching down amid hopes of Federal Reserve interest rate cuts. The following signs of stubborn inflation keep borrowing costs stubbornly high. The latest inflation data—published just this morning—has only complicated the picture further, leaving homebuyers, […]
Regarding the real estate market, we often focus on interest rates, inventory, and buyer demand. However, trade policies—particularly tariffs—can have a significant but less obvious impact on housing costs, inflation, and even mortgage rates. The Trump administration’s aggressive use of tariffs as both a negotiating tool and economic policy offers a case study of how […]
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